Sell your mortgage note.Get cash in 2-3 weeks.

You sold the property and carried the financing. That made you the bank. You don't have to stay the bank: turn your payments into a lump sum of cash.

Sell all of your note or just part of it. Mortgage notes, land contracts, contracts for deed, and deeds of trust.

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Quote within 48 hours Performing or non-performing No fees, no obligation
The Problem

Why note holders lose sleep at night

You did the hard part. You sold the property. But every month you hold that note, you're carrying the risk.

📆

The waiting

Your money trickles in over 10, 20, even 30 years while life happens now: retirement, medical bills, your next investment.

📞

The chasing

Late checks, excuses, and awkward phone calls. Nobody warned you that seller financing meant becoming a bill collector.

⚠️

The risk

A borrower default or a foreclosure you never wanted to run could turn your nest egg into a legal headache.

How It Works

Selling your note is a 3-step process

No fees, no pressure, and you stay in control the whole way.

1

Tell us about your note

Fill out the form below. We handle mortgage notes, land contracts, contracts for deed, and deeds of trust.

2

Get your offer

You'll receive a fair, transparent quote within 48 hours. Sell the whole note or just a portion of the payments. Your choice.

3

Close and get paid

We verify the note, handle the paperwork, and wire your cash. Most sales close in as little as 2-3 weeks.

Start Step 1 →
Why Sell

Why sellers work with us

Owner-financed a house, land, or a building? Hear it from a seller, then see what selling your note gets you.

Watch: a seller's experience

Get your money now, not over 20 years

Turn a long stream of monthly checks into one lump sum you can actually use today.

Behind on payments? You can still sell

We buy performing and non-performing notes, including the ones other buyers won't touch.

Never chase a late payment again

Hand off the collecting, the servicing, and the worry. The risk becomes someone else's job.

Sell all of it, or just part of it

A partial sale gives you cash now while you keep a share of the future payments and income.

The quote is free. The price is the price

No hidden fees, no obligation, and you can walk away at any point before closing.

Private, professional, and quick

A confidential process with real people in Kansas City, closing notes in all 50 states.

"Our mission is simple: to help you turn tomorrow's payments into today's possibilities."

ESSENTIAL INVESTMENT GROUP · BUYING NOTES NATIONWIDE SINCE 2018
FAQ

Frequently asked questions

Here's what most note holders want to know before getting started.

What if my borrower has missed payments or has poor credit?
You can still sell. We buy performing and non-performing notes, so even if your borrower has a shaky history, we may still be able to make you an offer.
What types of notes do you buy?
Seller-financed mortgage notes, land contracts, contracts for deed, deeds of trust, and real estate contracts. Both performing and non-performing.
How quickly can I get cash for my note?
You'll receive a quote within 48 hours, and most sales close in 2-3 weeks.
Can I sell just part of my note?
Yes. A partial sale lets you take a lump sum now and keep a portion of the future payments, so you get cash without giving up all of your long-term income.
Why would I sell my mortgage note?
Common reasons: you need cash now, you're tired of collecting payments, you want to remove the risk of default, or you'd simply rather have a lump sum than wait years for monthly checks.
Do you buy notes nationwide?
Yes. We're based in Kansas City and buy real estate notes in all 50 states.

Stop being the bank.
Start holding the cash.

Your note, your money, in weeks, not decades. Find out what your note is worth today. Free quote, zero obligation.

Get Started

Sell your real estate note for cash

Fair quote in less than 48 hours. Three quick steps and we'll take it from there.

1 Contact Info
2 Property Info
3 Note Details
You hold a portfolio. Let's talk directly.

With 5 or more notes, a quick call beats a long form. We'll review your portfolio together and talk through selling some, all, or a custom mix.

Schedule a Call →
Note Holder Contact Information
Have the following documents on hand when filling out this form:
  • Settlement Statement
  • Mortgage (Deed of Trust, Real Estate Contract, etc.)
  • Payment Record
Property Information
Note Information
Click to browse and attach files.
Settlement statement, mortgage, payment record (40MB max total)

Free and confidential. No fees, no obligation, and no pressure.