What Types of Notes We Buy in Kansas City | Missouri and Kansas

October 15, 20252 min read

What Types of Notes Can You Sell to Us 

Kansas City, Missouri

If you sold property in Kansas City, Jackson County, or Johnson County and are collecting monthly payments, you can turn that note into cash today. We specialize in buying real estate notes throughout the Kansas City metro area on both the Missouri and Kansas sides. Whether you’re ready to cash out or exploring your options, here’s a breakdown of the types of notes we purchase and how our local process works.

Seller-Financed Mortgage Notes

When you sell a property and finance the buyer yourself, you create a seller-financed mortgage note. These notes are common when buyers can’t qualify for a traditional bank loan. We purchase seller-financed notes across Kansas City, Overland Park, Olathe, and throughout Missouri for a fair lump sum, helping you access cash now instead of waiting years for small monthly payments.

Land Contracts

Land contracts allow buyers to make payments directly to you while living on or improving the property. Once payments are complete, the deed transfers to them. If you’re holding a land contract in Kansas City, Independence, or Johnson County, we can purchase it and take over the remaining payments.

Contracts for Deed (CFD)

Contracts for deed, also known as installment sales, are common across Missouri and Kansas. You keep the title until the buyer pays in full. Even if your buyer has been late on payments, we can still review your note and make an offer. We frequently work with property owners throughout Jackson County and Johnson County who want to simplify their finances and move on from managing these contracts.

Deeds of Trust

In Missouri, many transactions use a deed of trust instead of a traditional mortgage. This involves a borrower, a lender, and a trustee. We buy deeds of trust on homes, land, and investment properties throughout Kansas City, Jackson County, and the surrounding metro area. Our closing process is fast and handled locally.

Real Estate Contracts

We also buy real estate contracts tied to homes, vacant lots, and commercial properties. If your buyer has built equity or maintained a strong payment record, your note could bring you a higher cash offer today.

Performing and Non-Performing Notes

We purchase both performing and non-performing notes. Performing notes are current on payments and usually sell for a higher price. Non-performing notes still carry value because they’re backed by real property. We evaluate each situation individually and make fair offers across the Kansas City and Johnson County areas.

Conclusion

If you hold a note secured by real property in Kansas City, Jackson County, or Johnson County, we can help you turn those future payments into immediate cash. Our process is quick, transparent, and handled locally. Request a free evaluation today and see what your note is worth.

Back to Blog